MICHAEL STOKER

• Has active operating authority that's tenderable today (common or contract).
• No pending authority revocation.
• Not under an uncleared federal out-of-service or safety action.
• BIPD on file is $750,000 — below your $1,000,000 floor (federal general-freight minimum is $750,000).
• No cargo insurance on file. Required for many shipper contracts.
• 2 prior insurance lapse(s) on record, most recent began 2022-07-29 — the carrier let required coverage lapse before.
• Unrated by FMCSA. Most carriers are unrated — unrated is not the same as unsafe.
• No BASIC alerts in any of the five public SMS categories.
• Driver and vehicle out-of-service rates are at or below the national roadside average.
• No preventable crashes in the last 24 months; recordable crash rate 0 not elevated.
• No fatal crashes in the last 24 months.
• No link to a prior revoked authority.
• MCS-150 self-report is stale (>24 months) — fleet size, mileage, and driver counts are low-confidence.
• Crash Indicator and Hazmat Compliance BASICs are statutorily withheld from public SMS under the FAST Act — their absence is not a clean record; use the crash-risk signals above instead.

Built from FMCSA's public Safety Management System data — guidance, not legal advice. Verify directly with the carrier and your cargo policy before tendering.